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YOUR SOCIAL SECURITY | Davenport, Iowa Office

By Pam Shaw
Social Security District Manager
Davenport Social Security Office

SLAM THE SCAM WITH SOCIAL SECURITY

The Social Security Administration and its Office of the Inspector General (OIG) continued to raise public awareness about Social Security imposter scams during the fourth annual “Slam the Scam” Day held in March.  Social Security scams — where fraudsters pressure victims into making cash or gift card payments to fix alleged Social Security number problems or to avoid arrest – are an ongoing government imposter fraud scheme. For several years, Social Security impersonation scams have been one of the most common government imposter scams reported to the Federal Trade Commission.  We’ve made concerted efforts to address this issue, through extensive outreach and investigative initiatives.  These efforts have made a significant impact, reducing money reported lost to Social Security scams by 30 percent from 2021 to 2022.

“I am proud of the work we have done to combat Social Security imposter scams and raise public awareness,” said Kilolo Kijakazi, Acting Commissioner of Social Security.  “We will continue to use every tool at our disposal to protect the public and their critical benefits.  We urge Americans to remain vigilant, do not give out personal information or money, and report any scam attempts.”

Scammers use sophisticated tactics to trick potential victims into disclosing personal and financial information.  Typically, they use the five P’s – Pretend, Prize or Problem, Pressure, and Payment.  For example, scammers pretend they are from Social Security in phone calls or emails and claim there is a problem with the person’s Social Security number.  The scammer’s caller ID may be spoofed to look like a legitimate government number.  Scammers may also send fake documents to pressure people into complying with demands for information or money.  Other common tactics include citing “badge numbers” and using fraudulent Social Security letterhead to target individuals for payment or personal information.

We will never:

• Tell you that your Social Security number is suspended.
• Contact you to demand an immediate payment.
• Threaten you with arrest.
• Ask for your credit or debit card numbers over the phone.
• Request gift cards or cash.
• Promise a Social Security benefit approval or increase in exchange for information or money.

Our employees do contact the public by telephone for business purposes.  Ordinarily, we call people who recently applied for benefits, are already receiving payments and require updates to their record or requested a phone call from us.  If there is a problem with a person’s Social Security number or record, we will mail a letter.

“Working with our law enforcement and private sector partners to inform consumers about scammers and their deceptive practices remains a priority for my office. We will continue promoting National Slam the Scam Day to help protect consumers from these predators. Slamming the scam begins with consumers quickly taking a step to hang up the phone, or delete suspicious texts and emails, without responding to the scammers,” said Gail S. Ennis, Inspector General for the Social Security Administration. “That remains the easiest and most effective method to avoid falling prey to these vicious scams.”

To report a scam attempt, go to oig.ssa.gov. For more information, please visit www.ssa.gov/scam and www.ssa.gov/antifraudfacts.

READY TO RETIRE? APPLY ONLINE WITH SOCIAL SECURITY

It’s never too early to start planning for retirement and our online tools can help.  Go to  www.ssa.gov/myaccount to access your personal my Social Security account to get an estimate of your retirement benefits based on your earnings record.  Once you have an account, you can use our Plan for Retirement tool to see how your benefits can change at different ages. Don’t have a personal my Social Security account?  You can create one at www.ssa.gov/myaccount.

You can also use your personal my Social Security account to see your entire work history and make sure we have all your wages recorded correctly.  We base your
benefit amount on the earnings reported to us.  If you find any errors in your work history, read this guide  www.ssa.gov/pubs/EN-05-10081.pdf to learn how to correct your Social Security record.

When you’re ready to apply for Social Security retirement benefits, you can complete our online application in as little as 15 minutes at www.ssa.gov/retirement.  We will contact you if we need any further information. You can check the status of your application through your online account.

You can apply online for Social Security retirement benefits, or benefits as a spouse, if you:

• Are at least 61 years and nine months old.
• Are not currently receiving benefits on your own Social Security record.
• Have not already applied for retirement benefits.
• Want your benefits to start no later than four months in the future. (We cannot process your application if you apply for benefits more than four months in advance)

Find out more about retirement benefits at www.ssa.gov/retirement.