Archive for Stocks
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Low Returns to Continue for Decades?
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor A recent financial industry news report featured a headline of doom and gloom regarding rates of return on equities. London Business School and Credit Suisse article states for the next 20 to 30 years, annualiz...
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Protection without the Drama Revisited
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Our clients - following our annuity strategies – have not lost money due to market volatility. That’s because fixed index annuities are insurance products, so they are protected from losing principal as a r...
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Planning for the Summit
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Planning for retirement is like planning to climb Mt. Everest. We plan or condition ourselves well in advance - years in advance - for the goal of reaching the retirement summit - just as climbers have conditio...
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2010 Resolution – Take Control of your tax risk
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Annuities – without question will help us reduce the amount of federal and state income tax as well as the amount of social security tax. I encourage you to take control of the taxation risk. It’s tax...
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Iowans on Medicare may save $3,900 on Prescription drugs
Information from SHIIP (Senior Health Insurance Information Program) According to the Centers for Medicare and Medicaid Services, approximately 15,500 Iowans could be eligible for Extra Help, which significantly reduces the costs of Medicare Part D prescription drug plans. “Part D is starting...
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Alzheimer’s disease and its unique language barrier
By Becky Lee Hinton Director of Marketing The Fountains Senior Living Community Communication is what connects us to each other as human beings. Unfortunately, those who suffer from Alzheimer’s disease experience barriers to communication that can exert stress on their relationships. Communic...
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2010 Resolution – Take Control
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor I encourage you to use the Golden Rule of Investing in 2010 Resolve – if you have not applied the Golden Rule of Investing to your retirement assets – then do it! What’s the Golden Rule of Investing??...
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Is Today Our‘Good Old Days?’
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Sure Medicare choices are confusing, but, folks, we have the CHOICE of medicare plans. That’s why we encourage all our readers to join our Medicare 101 educational class to have a clear understanding of the a...
