Posts Tagged Clu Chfc
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The Value of Safety
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor The roller coaster ride for those aboard the stock and mutual fund markets continues. You hear me say continually, “None of my clients have lost money.” I continue with that statement. We only provide fix...
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Time for a Change?
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor A big change and welcome relief for the Medicare Annual Enrollment period this year is moving the date to begin Oct. 15 and ending Dec. 7. What a welcome relief! The Annual Enrollment period allows Medicare Ben...
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GET THE FACTS! About Fixed Annuities
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Why do people buy fixed annuities? What makes fixed and fixed indexed annuities so popular? They offer a unique and attractive blend of safety, growth potential, tax advantages, lifetime income, liquidity and e...
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“CLASS” is coming… at least for now…
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor A little-noticed provision of the Affordable Care Act creates a public option for long-term care insurance – the Community Living Assistance Services and Support Plan (CLASS). Under the current law, this will...
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Known or Unknown
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor New realities are-reshaping American retirement. That calls for new strategies and not just in your planning during the years leading up to your retirement. Your investment needs are different during the retire...
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Women and Finance
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor On June 9 and 14, we will be hosting another round of our “Choices” workshops. This workshop is for persons and couples retired or soon to be retired (within 10-12 years). All are encouraged to attend – b...
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Re-Introducing “Choices”
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Earlier this year, we re-introduced our “Choices” workshops for our clients and potential clients. See our ad below promoting the June 7 and 9 evenings at Bennigans in Bettendorf. These workshops are in...
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Protection without the Drama Revisited
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Our clients - following our annuity strategies – have not lost money due to market volatility. That’s because fixed index annuities are insurance products, so they are protected from losing principal as a r...
