Posts Tagged Clu Chfc
-
Planning for the Summit
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Planning for retirement is like planning to climb Mt. Everest. We plan or condition ourselves well in advance - years in advance - for the goal of reaching the retirement summit - just as climbers have conditio...
-
Introducing “Choices”
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Beginning this month, we will be hosting a series of workshops for our clients and potential clients. These workshops are in fact workshops – not seminars. Our intention with these programs is to provid...
-
Goodbye to an Awful Ten Years
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Thank goodness the first 10 years of this 21st century is in the past. Lots to be thankful for assuming we are enjoying good health and family good health. However, our retirement nest eggs have not enjoye...
-
Health Care Reform – Fact vs. Fiction
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor There are several e-mail campaigns making their way around right now claiming that, beginning in 2011, taxable income on Forms W-2 will be increased to reflect the value of employer-provided health insurance...
-
Where Did Those Credits Go?
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor We are all concerned with government spending especially “deficit” spending and the potential for tax increases. The Government Accounting Office has once again reported another month in which the treasury ...
-
Discount Prescription Card & Health Care Reform for Medicare Beneficiaries
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Working with Medicare and all the issues involved with choices and costs, we came across another very important resource for Medicare and Pre-Medicare folks - free discount prescription cards. These cards are a...
-
Take Control by Taking Action
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Employee Benefit Research Institute reports 47% of Americans between the ages of 56-62 would run out of the funds necessary to pay for basic retirement expenditures if they retire at age 65. 47% - that’s a bi...
-
Protection. Without all the drama.
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Our financial practice focuses on the use of fixed and fixed-index annuities due to their safety from stock and mutual fund market downturns. What a roller coaster ride with the stock and mutual fund mar...
