Posts Tagged Independent Insurance

  • Inundated with low interest environment & healthcare reform? Inundated with low interest environment & healthcare reform?

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Lots and lots of things are going on in our world today. These two topics – low interest & health care reform – seem to dominate media focus. Let’s shed some additional light on these two topics. We...

  • Are You Ready for Retirement? Are You Ready for Retirement?

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Retirement readiness is more than just giving up a job or a career after years of service. Retirement readiness is accepting the responsibility to fund and structure the retirement you desire. In order to achie...

  • Social Security Tax - Unnecessary Social Security Tax – Unnecessary

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Following our "Discovery Alternatives" workshops, questions continue to arise on the strategies we recommend for our clients to minimize or reduce income taxes. Alternatives are available. Annuity strategies ma...

  • The Greatest Gift The Greatest Gift

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Having your affairs in order can be the most lasting gift to for loved ones With many years of experience in the insurance and investment business, this featured article/story in “Renew” magazine is pric...

  • Low Returns to Continue for Decades? Low Returns to Continue for Decades?

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor A recent financial industry news report featured a headline of doom and gloom regarding rates of return on equities. London Business School and Credit Suisse article states for the next 20 to 30 years, annualiz...

  • One Benefit for Achieving Age 70 1/2 or older One Benefit for Achieving Age 70 1/2 or older

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Is there a benefit to aging? The American Taxpayer Relief Act of 2012 is telling us there is a huge benefit to hitting the golden age of 70 1/2, especially if we hold qualified retirement accounts, such as IRA...

  • Annual Enrollment Period continues Annual Enrollment Period continues

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor The Medicare Annual Enrollment Period is the time during which people with Medicare can make new choices and pick plans that work best for them. Each year Medicare plans typically change what they cost and cove...

  • What if...........? What if………..?

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor What if the retirement plan you have today will not turn out the way you thought it was going to…..then WHEN would you want to know that? If the retirement plan you have today is not as true as you thought it...

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