50+ Lifestyles

Posts Tagged Independent Insurance

• Fear and Greed Index

  By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Really – what makes today’s stock and mutual fund markets so volatile? We hear about lots of influences that cause the stock market to bounce all over the place. The S&P 500 and the Dow Jones Industrial A...

• Advance Care Directives

  By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Folks. I can’t over emphasize the importance of long-term care planning. This planning must be a part your regular retirement planning, both prior to retirement and during retirement. Long-term care is an emo...

• The happiest people don’t have the best of everything; They just make the best of everything

  By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Have you observed this being real? The happiest people clearly don’t have it all, but they certainly make the best of what they have. The amount of retirement money you have is not important. What is importa...

• IRA Contribution Amounts

  By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor The maximum amount you can contribute to a traditional IRA or Roth IRA in 2012 remains at $5,000 (or 100 percent of your earned income, if less), unchanged from 2011. The maximum catch-up contribution for those...

• Taxes, Taxes, Taxes

  By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor This is the season! We are in that annual ritual of sorting through all those papers in preparation for income taxes. We all do it. We all are required to do it. Over the last several 50+ Lifestyles’ articles...

• Exclude Income from Taxes

  By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Income tax season is upon us again!! As we deal with 2011 income taxes and compile all that stuff needed to complete tax returns, we are also being inundated with lots of media coverage on the potential of vari...

• Resolve for Safety and Flexibility in 2012

  By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor As we turn the calendar to another year, I am sure you are aware that 2011 ended up not a strong stock and mutual fund year. For a long time now, I’ve encouraged retirees and soon to be retired folks (within ...

• The Value of Safety

  By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor The roller coaster ride for those aboard the stock and mutual fund markets continues. You hear me say continually, “None of my clients have lost money.” I continue with that statement. We only provide fix...