Posts Tagged Independent Insurance
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They’re Back!!! RMDs are back for 2010!
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor We manage assets to protect valued retirement money against life’s risks – taxation is a risk. We are continuing our theme during this 1st half of 2010 on the tax risk we face with our retirement money. ...
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Split Annuities – Another Way to Defer Tax
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor 'Split Annuities' are my favorite strategy for managing and protecting assets especially valued retirement assets. A ‘Split Annuity’ is really two or more annuities that are issued together – to coordinat...
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2010 Resolution – Take Control of your tax risk
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Annuities – without question will help us reduce the amount of federal and state income tax as well as the amount of social security tax. I encourage you to take control of the taxation risk. It’s tax...
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2010 Resolution – Take Control
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor I encourage you to use the Golden Rule of Investing in 2010 Resolve – if you have not applied the Golden Rule of Investing to your retirement assets – then do it! What’s the Golden Rule of Investing??...
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Advantages of Advantage Plus
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor This New Year rings in another open enrollment season for Medicare Part C (Medicare Advantage) Plans, continuing until March 31. You may have heard me say earlier: I’ve done a complete turn-around with Medica...
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Is Today Our‘Good Old Days?’
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Sure Medicare choices are confusing, but, folks, we have the CHOICE of medicare plans. That’s why we encourage all our readers to join our Medicare 101 educational class to have a clear understanding of the a...
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Annual Enrollments for Medicare Parts C & D begins November 15 – Is Change Right for You??
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor This time of year it is very important to carefully consider options by taking a review of health, current plan changes and new plan offerings. Medicare Plans are changing for 2010. Prescription Drug Plan...
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Take Action – Take Control
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor What a rollercoaster ride on the Stock and Mutual Fund markets. Let’s take action and take control of this volatility. Is that possible, you ask? Can we protect our valuable retirement money that is in retirem...
