Posts Tagged Index Annuity

  • The Value of Safety The Value of Safety

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor The roller coaster ride for those aboard the stock and mutual fund markets continues. You hear me say continually, “None of my clients have lost money.” I continue with that statement. We only provide fix...

  • GET THE FACTS! About Fixed Annuities GET THE FACTS! About Fixed Annuities

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Why do people buy fixed annuities? What makes fixed and fixed indexed annuities so popular? They offer a unique and attractive blend of safety, growth potential, tax advantages, lifetime income, liquidity and e...

  • Protection without the Drama Revisited Protection without the Drama Revisited

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Our clients - following our annuity strategies – have not lost money due to market volatility. That’s because fixed index annuities are insurance products, so they are protected from losing principal as a r...

  • Protection. Without all the drama. Protection. Without all the drama.

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Our financial practice focuses on the use of fixed and fixed-index annuities due to their safety from stock and mutual fund market downturns. What a roller coaster ride with the stock and mutual fund mar...

  • Split Annuities – Another Way to Defer Tax Split Annuities – Another Way to Defer Tax

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor 'Split Annuities' are my favorite strategy for managing and protecting assets especially valued retirement assets. A ‘Split Annuity’ is really two or more annuities that are issued together – to coordinat...