Posts Tagged Lutcf
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Time for a Change?
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor A big change and welcome relief for the Medicare Annual Enrollment period this year is moving the date to begin Oct. 15 and ending Dec. 7. What a welcome relief! The Annual Enrollment period allows Medicare Ben...
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“CLASS” is coming… at least for now…
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor A little-noticed provision of the Affordable Care Act creates a public option for long-term care insurance – the Community Living Assistance Services and Support Plan (CLASS). Under the current law, this will...
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Known or Unknown
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor New realities are-reshaping American retirement. That calls for new strategies and not just in your planning during the years leading up to your retirement. Your investment needs are different during the retire...
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Re-Introducing “Choices”
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Earlier this year, we re-introduced our “Choices” workshops for our clients and potential clients. See our ad below promoting the June 7 and 9 evenings at Bennigans in Bettendorf. These workshops are in...
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Take Control by Taking Action
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Employee Benefit Research Institute reports 47% of Americans between the ages of 56-62 would run out of the funds necessary to pay for basic retirement expenditures if they retire at age 65. 47% - that’s a bi...
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The Tax Man Cometh
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Here are some ways that state governments are considering generating additional fees and revenues… A CNN article that came across my screen recently really caught my attention. You may go on- line and repl...
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Advantages of Advantage Plus
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor This New Year rings in another open enrollment season for Medicare Part C (Medicare Advantage) Plans, continuing until March 31. You may have heard me say earlier: I’ve done a complete turn-around with Medica...
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Is Today Our‘Good Old Days?’
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Sure Medicare choices are confusing, but, folks, we have the CHOICE of medicare plans. That’s why we encourage all our readers to join our Medicare 101 educational class to have a clear understanding of the a...
