Posts Tagged Schillig

  • Taxes,Taxes,Taxes – what’s a tax payer to do? Taxes,Taxes,Taxes – what’s a tax payer to do?

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor It is 2013 – another New Year, and the Fiscal Cliff is upon us. For the past several months, the media has inundated us with threats and promises of this impending doom. Media hype has focused the Fiscal Clif...

  • Are You Safe from the Fiscal Cliff? Are You Safe from the Fiscal Cliff?

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor The “Fiscal Cliff” is the description economists have used that describes the potential situation at year-end 2012 when a number of U.S. tax and fiscal changes are scheduled to occur. Folks, these changes a...

  • Annual Enrollment Period continues Annual Enrollment Period continues

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor The Medicare Annual Enrollment Period is the time during which people with Medicare can make new choices and pick plans that work best for them. Each year Medicare plans typically change what they cost and cove...

  • Annual Enrollment Period Begins October 15 Annual Enrollment Period Begins October 15

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor It’s here again. The Medicare Annual Enrollment period begins October 15 and ends December 7. For the second consecutive year, AEP has moved to a more consumer-friendly time period. This Annual Enrollment per...

  • What if...........? What if………..?

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor What if the retirement plan you have today will not turn out the way you thought it was going to…..then WHEN would you want to know that? If the retirement plan you have today is not as true as you thought it...

  • Fear and Greed Index Fear and Greed Index

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Really – what makes today’s stock and mutual fund markets so volatile? We hear about lots of influences that cause the stock market to bounce all over the place. The S&P 500 and the Dow Jones Industrial A...

  • Advance Care Directives Advance Care Directives

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Folks. I can’t over emphasize the importance of long-term care planning. This planning must be a part your regular retirement planning, both prior to retirement and during retirement. Long-term care is an emo...

  • The happiest people don’t have the best of everything; They just make the best of everything The happiest people don’t have the best of everything; They just make the best of everything

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Have you observed this being real? The happiest people clearly don’t have it all, but they certainly make the best of what they have. The amount of retirement money you have is not important. What is importa...

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