Posts Tagged Term Care Insurance

  • Advance Care Directives Advance Care Directives

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Folks. I can’t over emphasize the importance of long-term care planning. This planning must be a part your regular retirement planning, both prior to retirement and during retirement. Long-term care is an emo...

  • The happiest people don’t have the best of everything; They just make the best of everything The happiest people don’t have the best of everything; They just make the best of everything

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Have you observed this being real? The happiest people clearly don’t have it all, but they certainly make the best of what they have. The amount of retirement money you have is not important. What is importa...

  • Finding An Estate Planning Attorney Finding An Estate Planning Attorney

    By Curt Ford Nash Nash Bean & Ford Cynthia had planned for her future. She saved for retirement, she bought long-term care insurance and worked with her attorney to draft an estate plan. Even after her plan was completed, she made sure she knew where her health-care documents were located...

  • Personal Property’s Place in your Estate Plan Personal Property’s Place in your Estate Plan

    By Curt Ford Nash Nash Bean & Ford John and Jan planned their final years carefully. They purchased long-term care insurance for nursing home care. They wrote a comprehensive estate plan that distributed their assets as they desired. They even planned their own funerals, all to ease the way...

  • “CLASS” is coming… at least for now… “CLASS” is coming… at least for now…

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor A little-noticed provision of the Affordable Care Act creates a public option for long-term care insurance – the Community Living Assistance Services and Support Plan (CLASS). Under the current law, this will...

  • Iowa Launches New Long-Term Care Insurance Partnership Program

    As of January 1, 2010, Iowa law allows long-term care insurance companies to sell “Partnership” plans. The “Partnership” is between insurance companies and the state Medicaid program. According to Kris Gross from the State of Iowa’s Senior Health Insurance Information Program (SHIIP), “P...