Posts Tagged Variable Annuities

  • Low Returns to Continue for Decades? Low Returns to Continue for Decades?

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor A recent financial industry news report featured a headline of doom and gloom regarding rates of return on equities. London Business School and Credit Suisse article states for the next 20 to 30 years, annualiz...

  • Taxes,Taxes,Taxes – what’s a tax payer to do? Taxes,Taxes,Taxes – what’s a tax payer to do?

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor It is 2013 – another New Year, and the Fiscal Cliff is upon us. For the past several months, the media has inundated us with threats and promises of this impending doom. Media hype has focused the Fiscal Clif...

  • Exclude Income from Taxes Exclude Income from Taxes

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Income tax season is upon us again!! As we deal with 2011 income taxes and compile all that stuff needed to complete tax returns, we are also being inundated with lots of media coverage on the potential of vari...